Perceptive Bookkeeping

LAUNCH!!!! Read on for our new PERCEPTIVE FAMILY BUDGETING STRATEGY for families, singles, couples, pensioners and others.

For all the details and to sign up, email us at info@perceptivebookkeeping.com.au.

Where has my money gone? Do any of these questions fit your situation?

Have you reached pay day and wondering where all the previous pay packet has gone?

Thought you’d be left with more at the end of the month?

Are you trying to find ways to save money but just can’t seem to get on top of generating more savings?

Are you trying to prove that you have a lower monthly personal expenditure to help you to get a loan for property or investments?

Are you planning on buying property or a vehicle in the future and want to know if you can service the payments?

We can help you find where your money is going and keep track of what you spend in the future.

What we do

We set you up with an online accounting software provider (Xero) in a specific low cost subscription that is perfectly suited to monitoring personal budgets that gives you total control over all of your incoming and outgoing finance and helps you to keep track of where each dollar is going and what you spend it on. Automatically download your bank transactions and categorise them quickly and easily, and see where your money is being spent and how much. Note that we will not access your bank, or control your money, or pay your bills. We will only see your transactions. You are in complete control of your finances, we just help facilitate you in keeping track of what you have.

With a bit of background information from you, we setup your chosen money tracking categories and help you define a category for each monetary transaction going in and out of your accounts. Normally this would be hours of downloading statements, reconciling and finding receipts. With this software and our setup, it should only take you minutes per week to reconcile all of your accounts, and you can do it on your smart phone, on the bus, or waiting for kids at school.

Keeping track of your expenses, whether a simplified version (i.e. lumping all car expenses into one category), or a more detailed version (i.e. separating car repairs, maintenance, insurance and rego), can help you understand whether a new purchase will be cost effective, for example, if you are spending a lot of money on repairs to a car it could potentially be more cost effective in the long run to upgrade or trade in that car for a more reliable one.

Setup fee $300 and monthly fee $35

Setup includes: full set up, transaction tracking automation where transactions can be automated, training, expense categorisation for up to previous 12 months. All you need to do is provide us with enough information to help us understand your spending habits so we can help set up your file as accurately as possible, and for you to fill out the appropriate approval forms for your banks to feed through the transaction information on to Xero.

Monthly fee includes: monthly subscription to the accounting file, ongoing support from us for help with the software, your transactions, or when there are changes to your circumstances and we need to modify your setup.

For full Terms and Conditions, Agreements and more information please email us at info@perceptivebookkeeping.com.au or call us on 0427 88 3334.

SMALL BUSINESS BOOKKEEPING

Not sure why you should get a bookkeeper?

In small business, time is money and using an external bookkeeper such as Perceptive Bookkeeping can help give you back the time you need to run your business and earn money, whilst having all your bookkeeping taken care of accurately and efficiently. See why bookkeeping can result in positive benefits for you.

Feeling like time is always getting away from you and you never have time for paperwork?

We can help you develop simple processes and procedures to help keep you up to date and on schedule with your obligations. This could merely be upgrading to a cloud accounting system to make use of bank feeds and reduce data entry, or just to streamline your paperwork flow to keep you more on track. See what services we provide.

Frustrated by how much of a backlog of bookkeeping you have?

Perceptive Bookkeeping can help catch up on your backlog of bookkeeping tasks, and work with you to develop efficient procedures and processes to help keep those backlogs a thing of the past. Keeping up to date means less stress about your ATO obligations and gives you more up-to-date information on your cash flow. See what services we provide.

Not sure whether to upgrade your accounting software to keep up with technology?

If you are hesitant to upgrade to the online cloud accounting systems, you might be missing out on significant time savings in data entry, bank reconciliation, lodgement of ATO documentation, and superannuation processes. We can help you work out which software will suit your business requirements to help your business be more efficient. See what consulting services we provide